Debt Conquest in minutes - no pressure no judgment
We negotiate directly with your creditors so you pay less than what you owe. One simple program. Lower monthly payments. Real support.
A simple, transparent program built to help you save more and stress less.
- We negotiate directly with your creditors
- Lower monthly payments
- Real human support + smart tools
DebtConquest is the official Debt Conquest website for debt relief, debt resolution, and debt education.
It can take a minute to arrive. If you don't see it look in Spam or Promotions.
Find out how much
you will save through
DebtConquest
Debt Relief Comparison
Enter the total amount of your credit card debt and personal loans and see how much you can save.
You’re not alone — and you have options.
See how much you could save and what your program would look like — personalized to your situation.
By continuing, you consent to receive calls, texts, and emails from DebtConquest (including autodialed, prerecorded, AI, or live). Consent not required to purchase. Msg/data rates may apply. Reply STOP to opt out. See Privacy Policy & Terms for details.
DebtConquest is your lowest-cost, to becoming debt-free.
Services that support your path to becoming debt-free
Everything works together in one simple program. No upfront fees. One Monthly Payment.
- Debt Resolution
We negotiate directly with your creditors to reduce what you owe and create a manageable path to pay down your balances.
- Reduce total enrolled debt
- One simplified monthly program payment
- We handle all creditor communication
- Legal Support
If a creditor escalates collections or initiates legal action, our affiliated attorneys are there to protect you and respond on your behalf.
- Creditor communication handled for you
- Legal representation if needed
- Support through every stage of the program
- Special Purpose Account
Your settlement funds are deposited into an FDIC-insured account in your name. You stay in control of your money at all times.
- FDIC-insured account in your name
- You choose the monthly deposit amount
- Transparent tracking and reporting
Three steps to get started
We focus on your situation, not your credit score.
1. Tell us about your debt
Fill out a short intake form.
You can also speak with us over the phone.
(Takes about 2–3 minutes.)
2. We review your file
Our underwriting team reviews your debt balances, monthly income and basic living expenses to confirm the best path forward.
(No pressure — we’ll explain your options clearly.)
3. Sign up and do a 10 minute onboarding call
You receive your program agreement and complete a short welcome call to begin.
(One simple monthly deposit — we handle the negotiations.)
See How Much People Save
Who is this program for?
If you’re struggling to keep up with your payments, you likely qualify.
We look at hardship and affordability — not your credit score.
Most clients come to us when minimum payments are no longer sustainable.
You don't need to be behind to qualify.
Credit cards, collections, medical bills, personal loans — we help with most unsecured accounts.
Any consistent income:
Job, benefits, retirement, self-employment, or mixed sources are all okay.
Your credit score does not determine eligibility.
We care about your budget and situation, not your number.
- Enroll with confidence
- Cancel anytime before your first settlement
- Monthly payment includes all fees
- Know your timeline before you start
- One simple monthly payment, no surprises
- Pay faster anytime to finish sooner
- Talk to a real person who listens
- Text, call, or email — whatever’s easiest for you
- We advocate for you throughout the program
Prefer to talk to a person?
We know debt is personal.
You can speak with someone who listens — judgment-free.
Schedule a call
(888) 884-7304
Talk through your situation with a real specialist.
Email us
[email protected]
Reach out anytime — we respond quickly.
Find out how much
you will save through
DebtConquest
Debt Relief Comparison
Enter the total amount of your credit card debt and personal loans and see how much you can save.
You’re not alone — and you have options.
See how much you could save and what your program would look like — personalized to your situation.
By continuing, you consent to receive calls, texts, and emails from DebtConquest (including autodialed, prerecorded, AI, or live). Consent not required to purchase. Msg/data rates may apply. Reply STOP to opt out. See Privacy Policy & Terms for details.
DebtConquest is your lowest-cost, to becoming debt-free.
Frequently asked questions
Straight answers to common questions.